Regulatory Circulars Decoded (Global + India): 2025–26 Exam Guide for NISM, CAIIB, JAIIB, III, FINRA, CII, CISI, IRDAI | Notes for BFSI, BPO, KPO & GCC

Regulatory Circulars Decoded (Global + India): 2025–26 Exam Guide for NISM, CAIIB, JAIIB, III, FINRA, CII, CISI, IRDAI | Notes for BFSI, BPO, KPO & GCC

Global & Indian Regulatory Circulars Decoded: Exam-Focused Notes, Guidelines & Expected Questions for Indian BFSI Learners and Professionals

This hub provides exam-oriented, learner-friendly breakdowns of complex regulatory circulars issued by Indian and global regulators (eg: SEBI, RBI, IRDAI, FINRA, SEC, CII, CISI, and more). Every article follows the RegDEEP™ framework to convert dense rules into structured notes for CAIIB/JAIIB, NISM, III, IRDAI, FINRA, CII and other BFSI certification exams, as well as for professionals in compliance, risk, advisory, and operations roles In Indian BFSI Sector or BPO, KPO, GCCs.

This is your continuously updated link library: the newest regulatory explanations appear at the top, while older circulars are organised under dedicated Indian & Global categories for easy reference and exam revision.

Latest Regulatory Circular Explanations

These are the most recent regulatory circulars decoded using the RegDEEP™ format. When a new article goes live, update this block so the top three listings always show the freshest exam-focused explanations.

Indian Regulatory Circulars (SEBI, RBI, IRDAI, PFRDA, FIU, IFSCA)

This section aggregates exam-relevant circular explanations issued by Indian regulators. Use it as a reference for concept clarity, exam notes, and practical compliance understanding.

SEBI: Securities & Exchange Board of India

Market conduct, derivatives eligibility, disclosure norms, intermediaries, and investor protection circulars.

RBI: Reserve Bank of India

Banking regulation, UAPA/KYC-AML, UNSC lists, risk management and operational guidelines relevant for CAIIB, JAIIB and bank compliance teams

III & IRDAI: Insurance-Linked Guidance

Insurance regulation, professional qualification pathways, and cross-recognition schemes relevant for III Qualification by Global Certification like CII, LOMA etc and insurance operations.

Income Tax, PFRDA, FIU, IFSCA (Pension, FIU-IND, GIFT City & Other Frameworks)

Space reserved for future circular explanations related to tax, pensions, financial intelligence, and GIFT City/IFSCA guidelines as you expand coverage.

Global Regulatory & Certification Circulars (FINRA, CII, FCA, SEC, IOSCO)

This section captures global regulatory and certification-related guidance that impacts Indian learners, BPO/KPO/GCC operations, and professionals building international BFSI careers.

FINRA: Financial Industry Regulatory Authority (US)

US securities industry foundations, exam structures, and regulatory expectations relevant for Indian finance and investment professionals.

CII, FCA & UK Insurance/Financial Regulation

Qualification pathways, regulatory expectations, and London Market relevance for Indian insurance, BPO, KPO and GCC teams.

SEC, IOSCO & Other Global Frameworks

Space for future coverage of SEC (US), IOSCO principles, and cross-border regulatory topics.

How to Use This Regulatory Hub for Exams Prep Work

Learners preparing for JAIIB, CAIIB, NISM, III, IRDAI Exams, FINRA SIE, and professionals in BPO/KPO/GCC and Indian BFSI roles can use this hub in three ways:

  1. Quick Lookups: Use the latest section to stay current on the most recently decoded circulars relevant to exams and day-to-day compliance.
  2. Regulator-Wise Revision: Use the Indian and Global sections to revise circulars grouped by regulator (SEBI, RBI, IRDAI, FINRA, CII, etc.).
  3. Deeper Study with RegDEEP™: Follow linked articles to see the full RegDEEP™ structure, including Primary Exam Impact, Expected Question, Snapshot Summary, Clause-by-Clause Breakdown, Detail Exam Relevance, and Sample Questions.

About RegDEEP™: RegDEEP™ is GurukulAI’s proprietary decoding framework, built on the Conscious-First principle, transforming dense regulatory updates into structured, learner-friendly notes aligned with Indian and global BFSI exam standards.


RegDEEP™ focuses on exam applicability, clarity, and learner understanding -turning dense regulatory text into accessible micro-learning insights without altering the meaning, compliance intent, or legal interpretation of the circular.

Ready to Build a Globally Certified Workforce for BFSI Domain?

If you are a BPO, KPO, GCC leader or an Indian organisation -looking to upgrade workforce capabilities, strengthen domain skills, or develop custom BFSI learning content, you can connect with us for a focused capability-building discussion

Contact for Capability Building

We respond within 24 hours.

The next growth leap won’t come from headcount -it will come from capability depth.

GurukulOnRoad helps corporate teams build that depth through:

Business-process-aligned content development
Bulk micro-learning deck creation (mobile-first & exam-ready)
Daily nudges, compliance snippets & rule-based micro scripts
SME support for instructional design teams
Full curriculum development for BFSI teams
Academic Lab setup for governance, assessment & certification pathways
Regulatory decoding mapped to process-level tasks

Individual learners can request FREE Regulatory Decoding (3/month) - CLICK HERE

FAQ: Using Regulatory Circulars for Exam & Professional Readiness

Q1. Are these explanations official regulatory documents?

No. These are learner-centric, exam-oriented interpretations and summaries of official circulars meant to support understanding, revision, and practical application. Only the original regulator publications (SEBI, RBI, IRDAI, FINRA, CII, etc.) should be treated as legally binding.

Q2. How often is this hub updated?

Updates depend on regulatory activity and exam relevance. Priority is given to circulars that directly impact exam syllabi, KYC/AML norms, investor/consumer protection, risk management, and professional certifications.

Q3. Can I request decoding of a specific circular?

Yes. Individual learners may request free decoding of up to three (3) regulatory circulars per month. This support is designed to help with CAIIB, JAIIB, NISM, III, FINRA, CII, and other BFSI exam preparations. REQUEST HERE
Corporate teams- including BPO, KPO, GCC and L&D units -can request customised regulatory decoding, custome content development, training alignment, Bulk Micro Learning Deck, or capability-building solutions. Click Here for a detailed quote

Q4. What is RegDEEP™

Regulatory Decoding & Explanation for Exam Purpose™ (RegDEEP™) is GurukulAI’s proprietary decoding framework, built on the Conscious-First principle, transforming dense regulatory updates into structured, learner-friendly notes aligned with Indian and global BFSI exam standards. RegDEEP™ focuses on exam applicability, clarity, and learner understanding -turning dense regulatory text into accessible micro-learning insights without altering the meaning, compliance intent, or legal interpretation of the circular.

Important Disclaimers

This disclaimer applies to the whole website (site-wide disclaimer) and all regulatory learning articles published across GurukulOnRoad.com

General Disclaimer:

The content present on this page and referencing (GurukulOnRoad pages is for educational and learning purposes only, created solely for educational, academic, and professional learning purposes. It is intended to help learners, candidates, and industry professionals understand guidelines, regulatory concepts, and circulars in a simplified manner. It does not constitute financial, legal, investment, insurance or professional advice. Nothing in this content should be interpreted as financial advice, investment advice, insurance advice, legal advice, or a recommendation of any kind. Please refer to respective official regulatory documents for authoritative guidance.

Affiliation Disclosure:

GurukulOnRoad is an independent education and knowledge-support platform. It is not affiliated with, endorsed by, or formally connected to any official regulatory entity or exam conducting authority such as SEBI, RBI, IRDAI, FINRA, CII, CISI, or any other regulator, including any names present on the GurukulOnRoad website. All interpretations are based on publicly available documents and are intended solely for learning and exam-support purposes. This is applicable as a site-wide disclaimer.

Results and Exemptions Disclaimer:

Exemptions, credits, and regulatory outcomes (e.g., including CII RPL decisions) are determined solely by the respective authorities. Individual results vary based on the learner’s qualifications, modules completed, and the regulator’s assessment criteria. GurukulOnRoad does not guarantee any specific result, credit award, exemption, or regulatory outcome.

Accuracy Disclaimer:

While every effort has been made to ensure accuracy, regulatory rules, circulars, and recognition schemes (including CII RPL) are periodically updated by the issuing bodies. Readers are strongly advised to verify current eligibility, exemptions, and compliance requirements on the respective official websites (such as CII, RBI, SEBI, IRDAI, etc.) before making academic, professional, or operational decisions.

Limitation of Liability:

GurukulOnRoad, and its contributors shall not be liable for any actions, losses, or damages arising from reliance on the information provided on this website or referenced materials.

Copyright Notice:

© 2025 GurukulOnRoad. All rights reserved. Content, frameworks, and resources are protected and may not be reproduced or redistributed without permission. Official regulatory and exam content referenced herein remains the property of its respective holders and is used strictly for educational purposes.

Formatted using the Regulatory Decoding & Explanation for Exam Purpose™ (RegDEEP™) by GurukulAI.