Online Mock Test IC 22 LIFE INSURANCE UNDERWRITING | III Associateship Exam Preparation Mock Test & Practice Test

IC 22 Life Insurance Underwriting III Associateship Exam: Comprehensive Online Mock Test with 1200+ Practice Questions

Prepare confidently for the IC 22 Life Insurance Underwriting Exam with our comprehensive online mock test. Covering all major chapters and concepts, this mock test is designed to help students master underwriting principles, risk assessment, financial underwriting, and medical knowledge required for life insurance underwriting. Our 1200+ practice questions simulate real exam scenarios and ensure you are fully equipped to pass with flying colors.


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IC 22 Life Insurance Underwriting III Associateship Exam:

Key Features:

  • Over 1200 expertly crafted practice questions aligned with the IC 22 syllabus.

  • Detailed coverage of essential topics, including risk classification, reinsurance, financial underwriting, and medical systems (nervous, cardiovascular, digestive, etc.).

  • Practice questions designed to mimic real exam difficulty and structure.

  • Instant feedback and correct answers for all questions.

  • Accessible online platform, allowing you to study anytime, anywhere.

  • User-friendly interface for a smooth learning experience.


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Covered Chapters:

Chapter 1 Life underwriting Principles and concepts (Part 1)

  • Assessing individual risk

  • Classification of risks.

  • Concept of underwriting

  • Outcomes of UW process

Chapter 2 Life underwriting Principles and concepts (Part 2)

  • Concept of dating back of policies.

  • Methods of life insurance UW

  • Riders in a policy & preferred lives concept

  • UW decisions with respect to extra mortality rates

Chapter 3 Underwriting Process & Structure

  • Challenges faced in underwriting

  • Genetic testing in life insurance

  • Life insurance application process.

  • Structure of the Underwriting function.

  • UW philosophy and risk management.




Chapter 4 Financial Underwriting

  • Evaluation of Insurance Amount

  • Insurance for housewives, minors and key persons.

  • Married Women Property Act.

  • Meaning, purpose, objectives, & Principles of Financial UW

  • Partnership insurance, employer-employee scheme and insurance under HUF.

  • Sources of financial data

Chapter 5 Occupational Avocational & Residential Risk

  • Avocational risk.

  • Occupational risk.

  • Residential risk.

Chapter 6 Re-Insurance

  • Advantages of reinsurance

  • Concept of reinsurance.

  • Types of reinsurance.

Chapter 7 Blood disorders

  • Anemia, its causes and classification

  • Components of a blood cell.

  • Important disorders of blood.

Chapter 8 Nervous System

  • Components of CNS

  • Components of PNS

  • Disorders of the nervous system.

  • Nervous system

Chapter 9 Diabetes Mellitus

  • Clinical assessment of applicants for insurance.

  • Complications relating to diabetes

  • Pre-diabetes and special tests

  • Types of diabetes

Chapter 10 Thyroid Diseases

  • Thyroid gland and their implications in UW



Chapter 11 Urinary System

  • Components of the urinary system.

  • Disorders of the urinary system & UW

  • Proteinuria, albuminuria, & hematuria

Chapter 12 Respiratory system

  • Respiratory conditions & UW

  • Respiratory system & its components.

Chapter 13 Gastrointestinal (GI) / Digestive system

  • Components of Digestive system

  • Disorders of the digestive system & UW

Chapter 14 Cardiovascular System

  • Disorders of CVS

  • Process of the cardiovascular system

  • UW implications CVS diseases

Chapter 15 Special senses disorder of the eyes, ears and nose

  • Functioning of the ears & its disorders

  • Functioning of the eyes & its disorders

  • Functioning of the nose & its disorders



Who this course is for:

  • ASSOCIATESHIP EXAMINATION At this level, students may have option to choose subjects either Life or Non-Life or both combined. The scheme of study provides knowledge of chosen subject. However, candidates will have to get familiar with the practical aspects related to these subjects.
  • Insurance Professionals
  • Students Who Aspiring to Build Career in Insurance Industry
  • Insurance Underwriters
  • Life Insurance Underwriters
  • Insurance Claim Professionals
  • Insurance Operation Professionals
  • Insurance Trainers